Over the last three decades, NABARD has designed several refinance and promotional schemes for development of Rural Off-Farm Sector and has been making constant efforts to broad base and refine them in response to field level needs. The focus has been on greater credit flow to the sector, provision of credit to the unreached and ensuring linkages for small, cottage and village industries, handloom, handicrafts and other crafts in the rural areas.
Building an entrepreneurial culture and necessary skills among the rural youth and women has been a priority area for NABARD along with developing markets for the rural off-farm sector. NABARD has also been actively involved in promoting innovations in rural areas in farm and off-farm sectors through a dedicated fund.
NABARD is India’s apex development financial institution, established by an Act of Parliament in 1982 and owned by the Government of India and the Reserve Bank of India. Our mandate is to bring rural prosperity through credit and non credit initiatives in the fields of agriculture, cottage and village industries, handicrafts and small scale industries
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